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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,519 | $198,457-52.4% | $170,435-44.5% | $147,586-36.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 12.94% | 257.30%-244.4pp | 205.94%-193.0pp | 578.59%-565.7pp |
| Employer contribution / active EE | $1,184 | $6,183-80.9% | $5,432-78.2% | $4,876-75.7% |
| Participant deferral / active EE | $4,296 | $5,629-23.7% | $4,939-13.0% | $5,439-21.0% |
| Admin fee / account holder | $3,312 | $16,852-80.3% | $13,881-76.1% | $10,886-69.6% |