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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,663 | $58,391-28.6% | $76,667-45.7% | $72,976-42.9% |
| Participation rate | 100.0% | 67.4%+32.6pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 21.21% | 2306.65%-2285.4pp | 1166.74%-1145.5pp | 81.02%-59.8pp |
| Employer contribution / active EE | $1,806 | $1,787+1.1% | $2,303-21.6% | $2,440-26.0% |
| Participant deferral / active EE | $3,259 | $2,690+21.1% | $3,336-2.3% | $3,608-9.7% |
| Admin fee / account holder | $639 | $4,014-84.1% | $6,423-90.1% | $5,124-87.5% |