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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,916 | $48,274-44.2% | $63,244-57.4% | $59,633-54.9% |
| Participation rate | 85.5% | 66.3%+19.1pp | 71.0%+14.4pp | 68.7%+16.8pp |
| Annual return | -1.12% | -240.79%+239.7pp | -70.31%+69.2pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $1,811 | $1,586+14.2% | $2,322-22.0% | $2,203-17.8% |
| Participant deferral / active EE | $2,552 | $2,343+8.9% | $2,953-13.6% | $3,192-20.0% |
| Admin fee / account holder | $874 | $3,600-75.7% | $5,893-85.2% | $4,297-79.7% |