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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,645 | $54,162-49.0% | $68,612-59.7% | $64,173-56.9% |
| Participation rate | 93.8% | 68.1%+25.7pp | 72.2%+21.5pp | 69.6%+24.2pp |
| Annual return | -8.41% | -1.62%-6.8pp | -4.63%-3.8pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,562 | $1,846-15.4% | $2,625-40.5% | $2,381-34.4% |
| Participant deferral / active EE | $2,804 | $2,626+6.8% | $3,311-15.3% | $3,470-19.2% |
| Admin fee / account holder | $348 | $4,029-91.4% | $5,131-93.2% | $4,887-92.9% |