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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,328 | $165,939-63.0% | $122,354-49.9% | $147,586-58.4% |
| Participation rate | 30.0% | 79.6%-49.6pp | 71.6%-41.6pp | 82.8%-52.8pp |
| Annual return | 16.82% | 34.56%-17.7pp | 30.28%-13.5pp | 578.59%-561.8pp |
| Employer contribution / active EE | $780 | $5,754-86.4% | $4,051-80.7% | $4,876-84.0% |
| Participant deferral / active EE | $2,249 | $4,005-43.9% | $3,287-31.6% | $5,439-58.6% |
| Admin fee / account holder | $0 | $7,425-100.0% | $5,479-100.0% | $10,886-100.0% |