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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,856 | $153,311-71.4% | $109,313-59.9% | $273,972-84.0% |
| Participation rate | 30.0% | 80.1%-50.1pp | 71.3%-41.3pp | 83.0%-53.0pp |
| Annual return | 25.22% | 29.86%-4.6pp | 22.07%+3.1pp | 41.46%-16.2pp |
| Employer contribution / active EE | $770 | $5,619-86.3% | $3,892-80.2% | $4,869-84.2% |
| Participant deferral / active EE | $3,014 | $3,932-23.4% | $3,166-4.8% | $5,287-43.0% |
| Admin fee / account holder | $0 | $8,076-100.0% | $5,666-100.0% | $10,133-100.0% |