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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,243 | $124,425-50.0% | $112,040-44.4% | $137,256-54.7% |
| Participation rate | 73.7% | 79.3%-5.6pp | 76.5%-2.8pp | 80.0%-6.3pp |
| Annual return | 12.48% | 24.72%-12.2pp | 24.52%-12.0pp | 220.34%-207.9pp |
| Employer contribution / active EE | $2,098 | $3,411-38.5% | $2,954-29.0% | $4,156-49.5% |
| Participant deferral / active EE | $3,385 | $5,718-40.8% | $5,098-33.6% | $6,407-47.2% |
| Admin fee / account holder | $8,620 | $15,207-43.3% | $12,098-28.7% | $12,270-29.7% |