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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,068 | $111,535-70.4% | $105,223-68.6% | $137,256-75.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | -0.55% | 237.85%-238.4pp | 180.65%-181.2pp | 220.34%-220.9pp |
| Employer contribution / active EE | $3,593 | $3,939-8.8% | $3,689-2.6% | $4,156-13.5% |
| Participant deferral / active EE | $1,800 | $5,500-67.3% | $5,072-64.5% | $6,407-71.9% |
| Admin fee / account holder | $7,317 | $9,721-24.7% | $8,859-17.4% | $12,270-40.4% |