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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,068 | $134,817-75.5% | $123,973-73.3% | $155,188-78.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | -0.55% | 515.49%-516.0pp | 388.13%-388.7pp | 148.84%-149.4pp |
| Employer contribution / active EE | $3,593 | $4,425-18.8% | $4,126-12.9% | $4,248-15.4% |
| Participant deferral / active EE | $1,800 | $5,706-68.5% | $5,247-65.7% | $6,531-72.4% |
| Admin fee / account holder | $7,317 | $13,245-44.8% | $11,799-38.0% | $14,480-49.5% |