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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,112 | $106,280-77.3% | $96,538-75.0% | $139,487-82.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.44% | 38.48%-30.0pp | 35.74%-27.3pp | 373.84%-365.4pp |
| Employer contribution / active EE | $9,086 | $4,107+121.2% | $3,740+142.9% | $4,755+91.1% |
| Participant deferral / active EE | $1,529 | $5,457-72.0% | $4,880-68.7% | $6,713-77.2% |
| Admin fee / account holder | $5,619 | $7,888-28.8% | $6,737-16.6% | $11,407-50.7% |