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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,112 | $106,236-77.3% | $96,496-75.0% | $139,427-82.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.44% | 38.43%-30.0pp | 35.70%-27.3pp | 373.27%-364.8pp |
| Employer contribution / active EE | $9,086 | $4,104+121.4% | $3,738+143.1% | $4,752+91.2% |
| Participant deferral / active EE | $1,529 | $5,455-72.0% | $4,879-68.7% | $6,711-77.2% |
| Admin fee / account holder | $5,619 | $7,879-28.7% | $6,731-16.5% | $11,404-50.7% |