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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,188 | $110,551-50.1% | $80,741-31.6% | $167,518-67.1% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 17.36% | 120.57%-103.2pp | 87.30%-69.9pp | 478.71%-461.3pp |
| Employer contribution / active EE | $437 | $1,543-71.7% | $1,160-62.3% | $4,838-91.0% |
| Participant deferral / active EE | $5,056 | $2,870+76.1% | $2,145+135.6% | $6,342-20.3% |
| Admin fee / account holder | $0 | $4,547-100.0% | $3,380-100.0% | $12,312-100.0% |