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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,674 | $104,116-43.6% | $71,089-17.5% | $135,380-56.7% |
| Participation rate | 12.5% | 65.7%-53.2pp | 54.6%-42.1pp | 82.6%-70.1pp |
| Annual return | -6.31% | 1256.51%-1262.8pp | 650.65%-657.0pp | 519.81%-526.1pp |
| Employer contribution / active EE | $441 | $1,485-70.3% | $1,088-59.5% | $4,779-90.8% |
| Participant deferral / active EE | $4,625 | $2,524+83.3% | $1,873+147.0% | $5,609-17.5% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,828-100.0% |