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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,676 | $85,766-25.8% | $136,298-53.3% | $70,126-9.2% |
| Participation rate | 65.4% | 74.2%-8.8pp | 81.9%-16.5pp | 69.5%-4.2pp |
| Annual return | 28.32% | 31.46%-3.1pp | 5156.27%-5127.9pp | 73.15%-44.8pp |
| Employer contribution / active EE | $1,971 | $2,966-33.5% | $4,696-58.0% | $2,343-15.9% |
| Participant deferral / active EE | $4,652 | $5,051-7.9% | $6,247-25.5% | $3,332+39.6% |
| Admin fee / account holder | $7,372 | $5,421+36.0% | $9,244-20.2% | $4,645+58.7% |