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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,665 | $102,429+12.9% | $147,096-21.4% | $80,925+42.9% |
| Participation rate | 69.2% | 75.9%-6.6pp | 82.2%-12.9pp | 67.7%+1.6pp |
| Annual return | 13.13% | 135.02%-121.9pp | 419.75%-406.6pp | 35.65%-22.5pp |
| Employer contribution / active EE | $3,398 | $3,716-8.5% | $4,936-31.2% | $2,756+23.3% |
| Participant deferral / active EE | $8,749 | $6,649+31.6% | $8,071+8.4% | $4,299+103.5% |
| Admin fee / account holder | $11,646 | $7,957+46.4% | $13,005-10.5% | $6,940+67.8% |