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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,545 | $76,551+30.0% | $123,894-19.7% | $62,881+58.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.17% | 18.68%-14.5pp | 47.52%-43.4pp | 20.14%-16.0pp |
| Employer contribution / active EE | $4,217 | $2,882+46.3% | $4,617-8.7% | $2,281+84.9% |
| Participant deferral / active EE | $7,816 | $4,840+61.5% | $5,984+30.6% | $3,203+144.0% |
| Admin fee / account holder | $26,717 | $4,826+453.6% | $8,357+219.7% | $4,296+522.0% |