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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,326 | $93,617+13.6% | $135,982-21.8% | $75,177+41.4% |
| Participation rate | 98.5% | 75.2%+23.3pp | 81.9%+16.6pp | 67.2%+31.3pp |
| Annual return | 15.32% | 30.89%-15.6pp | 68.32%-53.0pp | 160.75%-145.4pp |
| Employer contribution / active EE | $3,691 | $3,538+4.3% | $4,859-24.0% | $2,671+38.2% |
| Participant deferral / active EE | $6,615 | $6,406+3.3% | $7,760-14.8% | $4,126+60.3% |
| Admin fee / account holder | $15,523 | $6,980+122.4% | $10,767+44.2% | $5,651+174.7% |