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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,512 | $183,592+116.5% | $155,567+155.5% | $145,959+172.3% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 15.78% | 61.24%-45.5pp | 64.74%-49.0pp | 561.95%-546.2pp |
| Employer contribution / active EE | $19,550 | $5,315+267.8% | $4,674+318.3% | $4,661+319.5% |
| Participant deferral / active EE | $16,800 | $6,464+159.9% | $5,628+198.5% | $6,689+151.2% |
| Admin fee / account holder | $321,254 | $19,318+1563.0% | $15,916+1918.4% | $13,398+2297.8% |