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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,512 | $183,539+116.6% | $155,556+155.5% | $145,897+172.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 15.78% | 61.31%-45.5pp | 64.84%-49.1pp | 552.29%-536.5pp |
| Employer contribution / active EE | $19,550 | $5,315+267.8% | $4,675+318.1% | $4,663+319.3% |
| Participant deferral / active EE | $16,800 | $6,467+159.8% | $5,631+198.4% | $6,689+151.1% |
| Admin fee / account holder | $321,254 | $19,275+1566.7% | $15,885+1922.4% | $13,390+2299.1% |