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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,008 | $185,141-80.0% | $153,416-75.9% | $155,188-76.2% |
| Participation rate | 84.6% | 79.9%+4.7pp | 74.3%+10.3pp | 80.8%+3.8pp |
| Annual return | 21.47% | 18.72%+2.7pp | 17.84%+3.6pp | 148.84%-127.4pp |
| Employer contribution / active EE | $1,027 | $4,489-77.1% | $3,764-72.7% | $4,248-75.8% |
| Participant deferral / active EE | $1,140 | $5,477-79.2% | $4,723-75.9% | $6,531-82.5% |
| Admin fee / account holder | $490 | $16,005-96.9% | $13,095-96.3% | $14,480-96.6% |