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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,733 | $155,840-90.5% | $124,694-88.2% | $167,553-91.2% |
| Participation rate | 83.3% | 81.1%+2.2pp | 74.6%+8.7pp | 82.1%+1.2pp |
| Annual return | 17.31% | 17.98%-0.7pp | 5144.82%-5127.5pp | 478.89%-461.6pp |
| Employer contribution / active EE | $1,315 | $4,165-68.4% | $3,325-60.5% | $4,840-72.8% |
| Participant deferral / active EE | $907 | $5,675-84.0% | $4,615-80.4% | $6,343-85.7% |
| Admin fee / account holder | $1,806 | $9,536-81.1% | $7,495-75.9% | $12,316-85.3% |