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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,364 | $109,872-18.7% | $98,483-9.3% | $167,536-46.7% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 13.45% | 1959.31%-1945.9pp | 1494.38%-1480.9pp | 478.82%-465.4pp |
| Employer contribution / active EE | $2,233 | $3,225-30.8% | $2,961-24.6% | $4,839-53.9% |
| Participant deferral / active EE | $3,120 | $4,673-33.2% | $4,276-27.0% | $6,342-50.8% |
| Admin fee / account holder | $4 | $6,757-99.9% | $5,953-99.9% | $12,315-100.0% |