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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,951 | $103,038-31.1% | $90,324-21.4% | $152,909-53.6% |
| Participation rate | 54.5% | 75.9%-21.3pp | 73.3%-18.7pp | 82.5%-27.9pp |
| Annual return | 21.90% | 95.25%-73.3pp | 78.15%-56.2pp | 345.46%-323.6pp |
| Employer contribution / active EE | $1,342 | $3,141-57.3% | $2,856-53.0% | $4,764-71.8% |
| Participant deferral / active EE | $1,586 | $4,282-63.0% | $3,885-59.2% | $5,851-72.9% |
| Admin fee / account holder | $152 | $6,177-97.5% | $5,356-97.2% | $11,601-98.7% |