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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,005 | $90,607-39.3% | $79,467-30.8% | $135,380-59.4% |
| Participation rate | 60.0% | 76.0%-16.0pp | 73.3%-13.3pp | 82.6%-22.6pp |
| Annual return | 31.31% | 977.74%-946.4pp | 718.30%-687.0pp | 519.81%-488.5pp |
| Employer contribution / active EE | $1,487 | $3,068-51.5% | $2,800-46.9% | $4,779-68.9% |
| Participant deferral / active EE | $1,773 | $4,050-56.2% | $3,704-52.1% | $5,609-68.4% |
| Admin fee / account holder | $14 | $5,895-99.8% | $5,104-99.7% | $10,828-99.9% |