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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,484 | $96,388+166.1% | $80,627+218.1% | $139,466+83.9% |
| Participation rate | 94.4% | 73.6%+20.8pp | 67.0%+27.4pp | 80.3%+14.1pp |
| Annual return | 13.15% | 1352.08%-1338.9pp | 936.76%-923.6pp | 373.66%-360.5pp |
| Employer contribution / active EE | $9,408 | $3,260+188.6% | $2,723+245.6% | $4,754+97.9% |
| Participant deferral / active EE | $5,316 | $5,224+1.7% | $4,443+19.6% | $6,712-20.8% |
| Admin fee / account holder | $4,451 | $6,603-32.6% | $5,381-17.3% | $11,409-61.0% |