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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,685 | $109,344+69.8% | $89,400+107.7% | $158,950+16.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 8.35% | 345.73%-337.4pp | 245.64%-237.3pp | 302.91%-294.6pp |
| Employer contribution / active EE | $2,693 | $3,170-15.1% | $2,586+4.1% | $4,762-43.5% |
| Participant deferral / active EE | $4,360 | $4,599-5.2% | $3,890+12.1% | $5,983-27.1% |
| Admin fee / account holder | $23,874 | $6,154+288.0% | $4,882+389.0% | $11,248+112.2% |