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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,945 | $47,848+211.3% | $81,473+82.8% | $70,126+112.4% |
| Participation rate | 92.6% | 58.3%+34.3pp | 68.0%+24.6pp | 69.5%+23.1pp |
| Annual return | 11.45% | 27.25%-15.8pp | 38.78%-27.3pp | 73.15%-61.7pp |
| Employer contribution / active EE | $7,674 | $1,527+402.5% | $2,568+198.9% | $2,343+227.6% |
| Participant deferral / active EE | $2,964 | $2,453+20.8% | $3,537-16.2% | $3,332-11.0% |
| Admin fee / account holder | $1,116 | $3,145-64.5% | $4,561-75.5% | $4,645-76.0% |