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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,032 | $199,109-56.3% | $173,730-49.9% | $154,746-43.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 8.02% | 20.02%-12.0pp | 19.96%-11.9pp | 172.34%-164.3pp |
| Employer contribution / active EE | $7,500 | $5,311+41.2% | $4,577+63.8% | $4,379+71.3% |
| Participant deferral / active EE | $4,438 | $7,113-37.6% | $6,326-29.9% | $6,730-34.1% |
| Admin fee / account holder | $444 | $20,916-97.9% | $17,523-97.5% | $14,365-96.9% |