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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,617 | $154,193-49.7% | $130,045-40.3% | $139,466-44.3% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.5%+4.8pp | 80.3%+3.0pp |
| Annual return | -6.54% | 32.51%-39.0pp | -137.30%+130.8pp | 373.66%-380.2pp |
| Employer contribution / active EE | $2,500 | $5,292-52.8% | $4,321-42.1% | $4,754-47.4% |
| Participant deferral / active EE | $2,608 | $6,709-61.1% | $5,820-55.2% | $6,712-61.1% |
| Admin fee / account holder | $601 | $13,989-95.7% | $10,600-94.3% | $11,409-94.7% |