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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,918 | $152,619-64.7% | $125,195-56.9% | $152,909-64.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | -3.77% | 54.85%-58.6pp | 43.79%-47.6pp | 345.46%-349.2pp |
| Employer contribution / active EE | $3,000 | $4,947-39.4% | $3,866-22.4% | $4,764-37.0% |
| Participant deferral / active EE | $3,388 | $5,869-42.3% | $4,937-31.4% | $5,851-42.1% |
| Admin fee / account holder | $886 | $13,437-93.4% | $9,704-90.9% | $11,601-92.4% |