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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,938 | $102,696-7.6% | $86,235+10.1% | $139,487-31.9% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 15.24% | 1925.91%-1910.7pp | 1170.03%-1154.8pp | 373.84%-358.6pp |
| Employer contribution / active EE | $8,362 | $3,034+175.6% | $2,381+251.2% | $4,755+75.9% |
| Participant deferral / active EE | $6,534 | $4,679+39.7% | $3,987+63.9% | $6,713-2.7% |
| Admin fee / account holder | $1,717 | $8,667-80.2% | $6,856-74.9% | $11,407-84.9% |