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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,120 | $111,787-10.4% | $93,681+6.9% | $145,978-31.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.40% | 203.52%-192.1pp | 133.47%-122.1pp | 550.52%-539.1pp |
| Employer contribution / active EE | $8,265 | $3,093+167.2% | $2,422+241.2% | $4,662+77.3% |
| Participant deferral / active EE | $5,814 | $4,918+18.2% | $4,415+31.7% | $6,690-13.1% |
| Admin fee / account holder | $3,918 | $10,256-61.8% | $8,290-52.7% | $13,400-70.8% |