| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 28 | Investment Management | $364,490 |
HILLTOP NATIONAL BANK7+ years Service code 15 · EIN 83-0202762 300 COUNTRY CLUB ROAD · CASPER, WY 82609 | Recordkeeping | $106,298 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,155 | $92,303+35.6% | $152,473-17.9% | $86,828+44.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 78.2%+21.8pp | 72.3%+27.7pp |
| Annual return | 10.29% | 531.69%-521.4pp | 757.59%-747.3pp | 97.95%-87.7pp |
| Employer contribution / active EE | $7,350 | $3,748+96.1% | $4,326+69.9% | $2,406+205.5% |
| Participant deferral / active EE | $0 | $5,599-100.0% | $5,817-100.0% | $4,132-100.0% |
| Admin fee / account holder | $353 | $150+135.2% | $15,811-97.8% | $170+108.0% |