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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,766 | $142,354-71.4% | $125,529-67.5% | $155,188-73.7% |
| Participation rate | 80.0% | 78.1%+1.9pp | 74.7%+5.3pp | 80.8%-0.8pp |
| Annual return | 22.04% | 306.06%-284.0pp | 202.56%-180.5pp | 148.84%-126.8pp |
| Employer contribution / active EE | $910 | $3,501-74.0% | $3,058-70.2% | $4,248-78.6% |
| Participant deferral / active EE | $6,501 | $5,491+18.4% | $4,813+35.1% | $6,531-0.5% |
| Admin fee / account holder | $966 | $19,392-95.0% | $16,298-94.1% | $14,480-93.3% |