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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,766 | $132,634-69.3% | $115,768-64.8% | $137,256-70.3% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.4%+5.6pp | 80.0%0pp |
| Annual return | 22.04% | 160.70%-138.7pp | 100.46%-78.4pp | 220.34%-198.3pp |
| Employer contribution / active EE | $910 | $3,360-72.9% | $2,940-69.0% | $4,156-78.1% |
| Participant deferral / active EE | $6,501 | $5,619+15.7% | $4,917+32.2% | $6,407+1.5% |
| Admin fee / account holder | $966 | $15,028-93.6% | $12,439-92.2% | $12,270-92.1% |