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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,826 | $88,754-41.6% | $81,820-36.7% | $145,877-64.5% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 11.07% | 1031.77%-1020.7pp | 777.93%-766.9pp | 551.28%-540.2pp |
| Employer contribution / active EE | $5,153 | $3,085+67.0% | $2,915+76.8% | $4,663+10.5% |
| Participant deferral / active EE | $10,105 | $4,648+117.4% | $4,323+133.8% | $6,691+51.0% |
| Admin fee / account holder | $2,367 | $8,424-71.9% | $7,391-68.0% | $13,402-82.3% |