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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,906 | $109,872-67.3% | $98,483-63.5% | $167,536-78.6% |
| Participation rate | 91.7% | 75.8%+15.8pp | 73.3%+18.3pp | 82.1%+9.6pp |
| Annual return | 19.17% | 1959.31%-1940.1pp | 1494.38%-1475.2pp | 478.82%-459.6pp |
| Employer contribution / active EE | $5,035 | $3,225+56.1% | $2,961+70.1% | $4,839+4.1% |
| Participant deferral / active EE | $8,642 | $4,673+84.9% | $4,276+102.1% | $6,342+36.3% |
| Admin fee / account holder | $1,550 | $6,757-77.1% | $5,953-74.0% | $12,315-87.4% |