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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,562 | $96,691-61.2% | $86,656-56.7% | $139,487-73.1% |
| Participation rate | 91.7% | 74.4%+17.2pp | 71.7%+20.0pp | 80.3%+11.3pp |
| Annual return | 15.71% | 106.87%-91.2pp | 593.09%-577.4pp | 373.84%-358.1pp |
| Employer contribution / active EE | $5,039 | $3,267+54.3% | $3,025+66.6% | $4,755+6.0% |
| Participant deferral / active EE | $9,431 | $4,838+94.9% | $4,439+112.4% | $6,713+40.5% |
| Admin fee / account holder | $13,051 | $6,414+103.5% | $5,619+132.3% | $11,407+14.4% |