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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,183 | $106,749-75.5% | $145,433-82.0% | $82,448-68.2% |
| Participation rate | 86.8% | 75.6%+11.2pp | 82.1%+4.7pp | 68.1%+18.8pp |
| Annual return | 26.10% | 27.59%-1.5pp | 66.58%-40.5pp | 41.64%-15.5pp |
| Employer contribution / active EE | $123 | $3,444-96.4% | $4,554-97.3% | $2,551-95.2% |
| Participant deferral / active EE | $8,193 | $6,519+25.7% | $7,897+3.7% | $4,139+97.9% |
| Admin fee / account holder | $2,605 | $8,390-69.0% | $13,129-80.2% | $7,234-64.0% |