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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,183 | $99,875-73.8% | $146,866-82.2% | $86,983-69.9% |
| Participation rate | 86.8% | 75.8%+11.0pp | 82.5%+4.3pp | 69.5%+17.3pp |
| Annual return | 26.10% | 28.10%-2.0pp | 102.85%-76.8pp | 25.83%+0.3pp |
| Employer contribution / active EE | $123 | $3,224-96.2% | $4,425-97.2% | $2,584-95.2% |
| Participant deferral / active EE | $8,193 | $6,322+29.6% | $7,759+5.6% | $4,194+95.4% |
| Admin fee / account holder | $2,605 | $7,838-66.8% | $13,620-80.9% | $7,856-66.8% |