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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,698 | $108,897+82.5% | $100,378+97.9% | $145,877+36.2% |
| Participation rate | 73.3% | 83.0%-9.6pp | 81.5%-8.2pp | 80.3%-7.0pp |
| Annual return | 15.21% | 58.17%-43.0pp | 49.41%-34.2pp | 551.28%-536.1pp |
| Employer contribution / active EE | $1,029 | $4,420-76.7% | $3,942-73.9% | $4,663-77.9% |
| Participant deferral / active EE | $9,214 | $8,455+9.0% | $8,087+13.9% | $6,691+37.7% |
| Admin fee / account holder | $12,440 | $9,690+28.4% | $7,899+57.5% | $13,402-7.2% |