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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,639 | $107,941+1.6% | $91,994+19.2% | $152,897-28.3% |
| Participation rate | 85.0% | 81.2%+3.8pp | 78.6%+6.4pp | 82.5%+2.5pp |
| Annual return | 20.01% | 89.28%-69.3pp | 69.04%-49.0pp | 345.43%-325.4pp |
| Employer contribution / active EE | $818 | $4,212-80.6% | $3,453-76.3% | $4,764-82.8% |
| Participant deferral / active EE | $5,515 | $6,366-13.4% | $5,924-6.9% | $5,851-5.7% |
| Admin fee / account holder | $1,035 | $10,521-90.2% | $7,744-86.6% | $11,599-91.1% |