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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,017 | $123,478-84.6% | $216,567-91.2% | $94,015-79.8% |
| Participation rate | 91.3% | 75.1%+16.2pp | 81.6%+9.7pp | 70.8%+20.5pp |
| Annual return | 22.80% | 23.61%-0.8pp | 12.94%+9.9pp | 17.84%+5.0pp |
| Employer contribution / active EE | $3,285 | $3,136+4.8% | $5,216-37.0% | $2,790+17.7% |
| Participant deferral / active EE | $5,205 | $4,556+14.2% | $6,191-15.9% | $4,249+22.5% |
| Admin fee / account holder | $994 | $12,753-92.2% | $21,981-95.5% | $8,951-88.9% |