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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,017 | $108,825-82.5% | $156,181-87.8% | $82,448-76.9% |
| Participation rate | 91.3% | 72.4%+18.9pp | 78.8%+12.5pp | 68.1%+23.2pp |
| Annual return | 22.80% | 20.59%+2.2pp | 64.87%-42.1pp | 41.64%-18.8pp |
| Employer contribution / active EE | $3,285 | $2,870+14.5% | $4,294-23.5% | $2,551+28.8% |
| Participant deferral / active EE | $5,205 | $4,577+13.7% | $6,132-15.1% | $4,139+25.7% |
| Admin fee / account holder | $994 | $9,341-89.4% | $14,586-93.2% | $7,234-86.3% |