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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,017 | $114,712-83.4% | $173,730-89.1% | $87,485-78.3% |
| Participation rate | 91.3% | 73.0%+18.3pp | 79.6%+11.7pp | 68.9%+22.4pp |
| Annual return | 22.80% | 20.18%+2.6pp | 19.96%+2.8pp | 26.06%-3.3pp |
| Employer contribution / active EE | $3,285 | $2,904+13.1% | $4,577-28.2% | $2,596+26.5% |
| Participant deferral / active EE | $5,205 | $4,642+12.1% | $6,326-17.7% | $4,274+21.8% |
| Admin fee / account holder | $994 | $10,210-90.3% | $17,523-94.3% | $7,775-87.2% |