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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,198 | $69,118-86.7% | $53,647-82.9% | $138,895-93.4% |
| Participation rate | 28.6% | 64.0%-35.4pp | 56.3%-27.7pp | 79.9%-51.3pp |
| Annual return | 14.61% | 248.26%-233.7pp | 358.33%-343.7pp | 145.39%-130.8pp |
| Employer contribution / active EE | $182 | $1,189-84.7% | $962-81.1% | $4,194-95.7% |
| Participant deferral / active EE | $2,126 | $2,274-6.5% | $1,813+17.3% | $6,396-66.8% |
| Admin fee / account holder | $16,058 | $2,724+489.5% | $2,460+552.8% | $12,562+27.8% |