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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,173 | $84,551-69.0% | $61,452-57.4% | $134,532-80.5% |
| Participation rate | 16.7% | 62.2%-45.5pp | 52.6%-35.9pp | 81.2%-64.6pp |
| Annual return | 7.63% | 585.39%-577.8pp | 338.96%-331.3pp | 418.27%-410.6pp |
| Employer contribution / active EE | $742 | $1,545-52.0% | $1,160-36.0% | $4,741-84.3% |
| Participant deferral / active EE | $3,994 | $2,818+41.7% | $2,125+88.0% | $6,401-37.6% |
| Admin fee / account holder | $64,221 | $2,587+2382.0% | $2,131+2913.7% | $11,429+461.9% |