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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,631 | $95,453-11.3% | $112,040-24.5% | $82,448+2.6% |
| Participation rate | 93.2% | 72.8%+20.5pp | 76.5%+16.8pp | 68.1%+25.2pp |
| Annual return | 15.67% | 23.92%-8.2pp | 24.52%-8.8pp | 41.64%-26.0pp |
| Employer contribution / active EE | $2,118 | $2,318-8.6% | $2,954-28.3% | $2,551-17.0% |
| Participant deferral / active EE | $5,962 | $4,224+41.2% | $5,098+17.0% | $4,139+44.0% |
| Admin fee / account holder | $7,709 | $9,013-14.5% | $12,098-36.3% | $7,234+6.6% |