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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,333 | $105,160-58.8% | $94,679-54.2% | $139,456-68.9% |
| Participation rate | 86.7% | 82.4%+4.3pp | 80.8%+5.8pp | 80.3%+6.3pp |
| Annual return | 20.45% | 38.04%-17.6pp | 156.75%-136.3pp | 373.45%-353.0pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $20,192 | $7,599+165.7% | $7,417+172.2% | $6,711+200.9% |
| Admin fee / account holder | $5,408 | $8,988-39.8% | $7,233-25.2% | $11,407-52.6% |