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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,845 | $107,941-74.2% | $91,994-69.7% | $152,897-81.8% |
| Participation rate | 84.6% | 81.2%+3.4pp | 78.6%+6.0pp | 82.5%+2.2pp |
| Annual return | 283.21% | 89.28%+193.9pp | 69.04%+214.2pp | 345.43%-62.2pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $10,908 | $6,366+71.4% | $5,924+84.1% | $5,851+86.4% |
| Admin fee / account holder | $2,727 | $10,521-74.1% | $7,744-64.8% | $11,599-76.5% |