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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,434 | $181,062-91.5% | $158,223-90.2% | $155,188-90.1% |
| Participation rate | 64.3% | 82.7%-18.4pp | 79.2%-14.9pp | 80.8%-16.5pp |
| Annual return | 18.08% | 57.39%-39.3pp | 52.09%-34.0pp | 148.84%-130.8pp |
| Employer contribution / active EE | $1,803 | $4,565-60.5% | $4,109-56.1% | $4,248-57.6% |
| Participant deferral / active EE | $2,565 | $6,134-58.2% | $5,467-53.1% | $6,531-60.7% |
| Admin fee / account holder | $2,211 | $18,825-88.3% | $16,047-86.2% | $14,480-84.7% |