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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,301 | $110,083-82.5% | $151,639-87.3% | $68,486-71.8% |
| Participation rate | 76.6% | 84.0%-7.4pp | 87.5%-10.9pp | 67.9%+8.7pp |
| Annual return | -13.45% | -10.12%-3.3pp | 3.34%-16.8pp | -7.85%-5.6pp |
| Employer contribution / active EE | $2,258 | $4,470-49.5% | $6,165-63.4% | $2,597-13.0% |
| Participant deferral / active EE | $5,905 | $6,526-9.5% | $8,363-29.4% | $4,028+46.6% |
| Admin fee / account holder | $1,982 | $7,718-74.3% | $11,613-82.9% | $5,404-63.3% |