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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,077 | $123,793-89.4% | $177,840-92.6% | $79,852-83.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 477.69% | 22.82%+454.9pp | 48.32%+429.4pp | 31.72%+446.0pp |
| Employer contribution / active EE | $1,552 | $4,095-62.1% | $5,919-73.8% | $2,471-37.2% |
| Participant deferral / active EE | $4,354 | $5,956-26.9% | $7,714-43.6% | $3,740+16.4% |
| Admin fee / account holder | $440 | $7,243-93.9% | $12,431-96.5% | $5,306-91.7% |