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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,318 | $211,224-6.6% | $178,505+10.5% | $145,897+35.2% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 9.30% | 30.28%-21.0pp | 27.16%-17.9pp | 552.29%-543.0pp |
| Employer contribution / active EE | $12,866 | $4,577+181.1% | $3,955+225.3% | $4,663+175.9% |
| Participant deferral / active EE | $18,337 | $6,966+163.2% | $6,280+192.0% | $6,689+174.1% |
| Admin fee / account holder | $813 | $12,109-93.3% | $10,428-92.2% | $13,390-93.9% |