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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,374 | $180,749-9.1% | $160,784+2.2% | $137,256+19.8% |
| Participation rate | 60.0% | 80.0%-20.0pp | 77.0%-17.0pp | 80.0%-20.0pp |
| Annual return | 13.09% | 2234.46%-2221.4pp | 1803.92%-1790.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $12,468 | $4,155+200.1% | $3,733+234.0% | $4,156+200.0% |
| Participant deferral / active EE | $17,646 | $6,844+157.8% | $6,293+180.4% | $6,407+175.4% |
| Admin fee / account holder | $97,263 | $10,397+835.5% | $9,717+901.0% | $12,270+692.7% |