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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,513 | $183,516-83.4% | $155,534-80.4% | $145,884-79.1% |
| Participation rate | 72.2% | 82.7%-10.5pp | 78.2%-6.0pp | 80.3%-8.1pp |
| Annual return | 13.19% | 61.43%-48.2pp | 64.92%-51.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $2,141 | $5,315-59.7% | $4,675-54.2% | $4,662-54.1% |
| Participant deferral / active EE | $5,551 | $6,467-14.2% | $5,630-1.4% | $6,690-17.0% |
| Admin fee / account holder | $2,721 | $19,293-85.9% | $15,900-82.9% | $13,392-79.7% |