Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,021 | $50,812-94.1% | $155,602-98.1% | $77,692-96.1% |
| Participation rate | 23.1% | 63.1%-40.0pp | 78.2%-55.1pp | 70.6%-47.5pp |
| Annual return | -3.72% | 34.85%-38.6pp | 64.81%-68.5pp | 31.25%-35.0pp |
| Employer contribution / active EE | $0 | $1,989-100.0% | $4,675-100.0% | $2,726-100.0% |
| Participant deferral / active EE | $209 | $2,822-92.6% | $5,629-96.3% | $4,648-95.5% |
| Admin fee / account holder | $368 | $436-15.6% | $15,923-97.7% | $431-14.5% |