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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,844 | $202,440-45.2% | $169,390-34.6% | $139,466-20.5% |
| Participation rate | 80.0% | 81.1%-1.1pp | 77.2%+2.8pp | 80.3%-0.3pp |
| Annual return | 38.88% | 532.36%-493.5pp | 406.07%-367.2pp | 373.66%-334.8pp |
| Employer contribution / active EE | $10,112 | $4,693+115.5% | $4,013+152.0% | $4,754+112.7% |
| Participant deferral / active EE | $10,518 | $6,940+51.5% | $6,222+69.0% | $6,712+56.7% |
| Admin fee / account holder | $2,266 | $10,722-78.9% | $9,015-74.9% | $11,409-80.1% |